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Courtesy Pay Overdraft Coverage - Did you Opt-In?

For a limited time, the same "safety net" of our Courtesy Pay Overdraft Protection that comes with your account for checks and ACH transactions is available for your ATM and Debit Card transactions! This means that if you use your Debit or ATM card to make a purchase and you don’t have enough money in your account to cover the transaction, Courtesy Pay Coverage will kick-in and clear your transaction up to your approved limit! This service makes it easier to access cash when you need it in a pinch, and saves the embarrassment of having your card declined.

Due to government regulations, after August 15, 2010, this service will only continue to be available to members who have completed a Courtesy Pay Overdraft Consent Form. If you have not already completed this form and you wish to continue using this service without interruption for your ATM and Debit Card transactions, you must complete this form prior to August 15, 2010.

How to Opt-In:

Click here to fill out and submit the ATM/Debit Courtesy Pay Overdraft Consent Form securely online.

You can also click here to view and print our ATM/Debit Courtesy Pay Overdraft Consent Form. Once it is completed you can return it to CFCU in the following ways:

  • Mail to: Christian Financial Credit Union, 18441 Utica Road, Roseville, MI 48066 Attn: Electronic Services
  • Fax to: 586.498.7030
  • Return it to any CFCU location